Home Forward Blog

By Zach West - Wednesday, October 21, 2026

The Difference between Repairs, Maintenance, and Capital Improvements

Every rental property throws a surprise at you sooner or later: a leaky faucet, a dying water heater, a roof that's seen one too many Kentucky storms. What most owners do not realize is that the IRS sorts these fixes into 3 very different buckets: repairs, maintenance, and ca...

By Zach West - Wednesday, October 7, 2026

How Rental Property Expenses Affect Your Bottom Line in Lexington

Most Lexington landlords budget for the mortgage and stop there, then wonder why the numbers never quite work out. Rental property expenses reach far past that single payment, covering insurance, maintenance, vacancy, and a dozen smaller costs that erode profit one line item at a...

By Zach West - Tuesday, August 25, 2026

Why Liability Limits Matter: A Lesson Every Rental Property Owner Should Learn

As someone who works with clients on protecting their assets and planning for their financial future, I've noticed a common trend among rental property owners. Most spend a tremendous amount of time thinking about rental income, property appreciation, maintenance costs, and f...

By Zach West - Wednesday, July 29, 2026

The Importance of Knowing When to Shop Your Insurance

Insurance is not a purchase that should be made once and forgotten. Whether you have auto, home, renters, life, or business insurance, regularly shopping your policies can help ensure you are receiving the best value and protection for your money. Many consumers remain with the s...